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UPI Net Banking at Online Casinos

Unified Payments Interface (UPI) is an Indian banking solution based on an instant real-time mobile payment gateway that enables users to send or receive money between participating bank accounts via their smartphone.

Designed by the National Payments Corporation of India (NPCI ↱), it allows peer-to-peer financial transactions through a single two-factor authentication process, eliminating the need to enter bank details or other sensitive information every time a client makes a transfer.

In other words, it is a safe, secure, and hassle-free method of moving funds instantly between two parties who have linked their bank accounts to the platform´s single-window system.

In this sense, the Asian giant has taken a big leap towards a cashless economy with the launch of UPI. Now, gambling enthusiasts across the country can deposit and withdrawal money from their banks to their online casino accounts by simply using their phones.

Top India casinos with UPI Net Banking in 2022

There are currently thousands of casino brands competing in the global online gambling industry, and new ones continue to appear monthly.

However, not all of these are available in India, nor do they admit payments made through UPI.

Therefore, to aid Indian players in search of a suitable and trustworthy option, we have listed the best online casinos with UPI Net Banking in this guide.

Besides an attractive and easy-to-navigate website, all of the operators we recommend here have official licenses and a reputation for providing quality services and a fun gaming experience. 

And to reassure our readers, we have included detailed reviews for each casino, which analyse their games, bonuses, terms and conditions, customer service, and other relevant aspects of the platform.

♠ 24/7 Support
♠ Weekly Reel Races and other promotions
♠ INR accepted: ✓ ♠ Hindi Website: ✗
♠ 0 Casino, Live Casino, Slots, Jackpots, Table Games, Slingo, Megaways, Video Poker
(T&Cs apply)150% up to ₹15,000 + ₹101 Daily Cashback for 7 days ▼ More Details ▼
*18+. New customers. Opt-in required. 150% Deposit Bonus : 150% up to ₹15,000. Min Dep ₹1,000. ₹101 Daily Cash back : ₹101 daily for 7 Days. Min dep ₹1,500. 30x bonus wagering (game weighting applies). T&Cs apply.
♠ Trusted and established operator
♠ Low wagering and fair bonus terms
♠ INR accepted: ✓ ♠ Hindi Website: ✗
♠ 2900 Slots, Live Casino, Jackpots, Table games
(T&Cs apply)100% up to ₹10,000 + 21 Free Spins
♠ Trusted casino
♠ Good bonus wagering and terms
♠ INR accepted: ✓ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)₹30,000 package over 4 deposits ▼ More Details ▼
1st deposit: 100% up to ₹10000 and 20 Free Spins
2nd deposit: 50% up to ₹10000 (Bonus Code WGEN2)
3rd deposit: 25% up to ₹5000 (Bonus Code WGEN3)
4th deposit: 25% up to ₹5000 (Bonus Code WGEN4)
♠ Many India payment options available
♠ Low wagering casino bonus
♠ INR accepted: ✓ ♠ Hindi Website: ✗
♠ 2900 Slots, Live Casino, Jackpots, Table games
(T&Cs apply)100% Bonus up to ₹10,000 + 30 Free Spins
♠ Bonus wagering requirements are fair
♠ Huge game selection
♠ INR accepted: ✓ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)up to ₹30,000 over 4 deposits and 200 Free Spins ▼ More Details ▼
1st deposit: 100% up to ₹10000 and 200 Extra Spins
2nd deposit: 50% up to ₹10000 (Bonus Code WCAINDIA2)
3rd deposit: 25% up to ₹5000 (Bonus Code WCAINDIA3)
4th deposit: 25% up to ₹5000 (Bonus Code WCAINDIA4)
♠ Payments are processed fast and reliable
♠ Low bonus wagering
♠ INR accepted: ✗ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)up to ₹30,000 over the first 4 deposits plus 20 free spins ▼ More Details ▼
1st deposit: 100% up to ₹10,000 and 20 Free Spins
2nd deposit: 50% up to ₹10,000 (Bonus Code WKAINDIA2)
3rd deposit: 25% up to ₹5,000 (Bonus Code WKAINDIA3)
4th deposit: 25% up to ₹5,000 (Bonus Code WKAINDIA4)
♠ Great Bonus with good terms
♠ Comprehensive game selection
♠ INR accepted: ✗ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)Up to ₹30,000 over 4 deposits + 150 free spins*▼ More Details ▼
1st deposit: 100% up to ₹10,000 + 150 free spins
2nd deposit: 100% up to ₹10,000 (Bonus Code WPEINDIA2)
3rd deposit: 100% up to ₹5,000 (Bonus Code WPEINDIA3)
4th deposit: 100% up to ₹5,000 (Bonus Code WPEINDIA4)
♠ Promotions for casino and live casino
♠ Good variety of games
♠ INR accepted: ✗ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)up to ₹30,000 over 4 deposits + 20 free spins ▼ More Details ▼
1st deposit: 100% up to ₹10,000 + 20 free spins
2nd deposit: 50% up to ₹10,000 (Bonus code WSLINDIA2)
3rd deposit: 25% up to ₹5,000 (Bonus code WSLINDIA3)
4th deposit: 25% up to ₹5,000 (Bonus code WSLINDIA4)
♠ Fair bonus and wagering T&Cs
♠ Established casino operator
♠ INR accepted: ✗ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)up to ₹30,000 over 4 deposits + 20 extra spins ▼ More Details ▼
1st deposit: 100% up to ₹10,000 + 20 Free Spins
2nd deposit: 50% up to ₹10,000 (Bonus Code SPELA2)
3rd deposit: 25% up to ₹5,000 (Bonus Code SPELA3)
4th deposit: 25% up to ₹5,000 (Bonus Code SPELA4)
♠ Promotions for slots and live casino
♠ Great game selection
♠ INR accepted: ✗ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)up to ₹30,000 over the first 4 deposits plus 20 free spins ▼ More Details ▼
1st deposit: 100% up to ₹10,000 and 20 Free Spins
2nd deposit: 50% up to ₹10,000 (Bonus Code WSIINDIA22)
3rd deposit: 25% up to ₹5,000 (Bonus Code WSIINDIA3)
4th deposit: 25% up to ₹5,000 (Bonus Code WSIINDIA4)
♠ Low wagering casino bonus
♠ Comprehensive game selection
♠ INR accepted: ✗ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)Up to ₹30,000 + 20 Free Spins over the first 4 deposits ▼ More Details ▼
1st deposit: 100% up to ₹10,000 and 20 Free Spins
2nd deposit: 50% up to ₹10,000 (Bonus Code WCJINDIA2)
3rd deposit: 25% up to ₹5,000 (Bonus Code WCJINDIA3)
4th deposit: 25% up to ₹5,000 (Bonus Code WCJINDIA4)
♠ Fair bonus terms with low wagering
♠ Great game selection with slots and live casino

♠ INR accepted: ✓ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)Up to ₹30,000 + 30 Free Spins over 4 deposits ▼ More Details ▼
1st deposit: 100% up to ₹10,000 + 30 Free spins (no code required)
2nd deposit: 50% up to ₹10,000 (Bonus code WCLINDIA2)
3rd deposit: 25% up to ₹5,000 (Bonus code WCLINDIA3)
4th deposit: 25% up to ₹5,000 (Bonus code WCLINDIA4)
♠ Live Casino bonuses available
♠ Promotions have good conditions
♠ INR accepted: ✗ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)up to $1000 over the first 4 deposits plus 50 free spins ▼ More Details ▼
1st deposit: 100% up to $100 and 50 Free Spins
2nd deposit: 50% up to $300 (Bonus Code WVHINDIA2)
3rd deposit: 25% up to $300 (Bonus Code WVHINDIA3)
4th deposit: 25% up to $300 (Bonus Code WVHINDIA4)
♠ Fast withdrawal processing within 24 hours
♠Promotions for slots and live casino
♠ INR accepted: ✗ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)₹30,000 Bonus + 20 Free Spins over 4 deposits ▼ More Details ▼
1st deposit: 100% up to ₹10,000 and 20 Spins
2nd deposit: 50% up to ₹10,000 (Bonus Code WCGINDIA2)
3rd deposit: 25% up to ₹5,000 (Bonus Code WCGINDIA3)
4th deposit: 25% up to ₹5,000 (Bonus Code WCGINDIA4)
♠ Bonus for casino and live casino
♠ Large game selection
♠ INR accepted: ✓ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)up to $1000 + 200 free spins ▼ More Details ▼
1st deposit: 100% up to $200 + 200 free spins, 2nd deposit: 50% up to $200 (Bonus Code WCCINDIA2), 3rd deposit: 25% up to $300 (Bonus Code WCCINDIA3), 4th deposit: 25% up to $300 (Bonus Code WCCINDIA4)*
♠ Established and trusted operator
♠ Live casino bonusavailable
♠ INR accepted: ✓ ♠ Hindi Website: ✗
♠ 2900 Casino, Live Casino
(T&Cs apply)Up to ₹30,000 over 4 deposits + 20 Extra Spins ▼ More Details ▼
1st Deposit: 100% up to ₹10,000 + 20 Extra Spins, 2nd deposit: 50% up to ₹10,000 (Bonus code WCPINDIA2), 3rd deposit: 25% up to ₹5,000 (Bonus code WCPINDIA3), 4th deposit: 25% up to ₹5,000 (Bonus code WCPINDIA4)

*Bonus T&Cs apply! Accuracy not guaranteed, terms can change any time.

How does UPI Net Banking work?

Launched in India in 2016, UPI is an instant payment system that allows inter-bank transactions through a mobile application.

Simply put, it functions by facilitating the electronic transfer of funds between two bank account holders across a single window.

With this gateway, you can not only send or receive money but also access your balance and transaction histories, pay merchants directly, and split bills with other users, among many other things.

To use UPI, one must have an account registered in a partner bank, of which there are currently more than 150 in India.

Some financial institutions that have integrated the UPI system into their platforms are the ICICI Bank, Bank of India, Punjab and Sind Bank, HSBC Bank India, DBS Bank, and Airtel Payments Bank. You can check the complete list here ↱.

Upon verifying that your bank supports UPI, you will have to download a compatible mobile application on your smartphone, create a virtual payment address (VPA), which is a unique financial ID, and link it to your bank account.

Keep in mind that you must register your phone number with your bank account for verification purposes.

Once you set up the single identifier, UPI will let you deliver mobile payments without using credit or debit cards, internet banking, or any account details, ensuring the safety of your financial data.

Advantages and disadvantages of UPI NetBanking at online casinos

Mobile app can access different bank accounts
Allows for bill splitting with other users
Instant money transfers
Two-factor authentication
Casino withdrawals
Easy to use
Exclusive to the Indian market
Transactions appear on bank statements
Only available to users from participating banks
Certain fees may apply for usage of service

Deposits made with UPI Net Banking in Online Casinos

Depositing money in an online casino with UPI is a straightforward process. Firstly, register or log in to your user account, head to the cashier section of the website, and select it from the list of available payment methods.

Then you will have to enter the amount to be deposited, after which a page will appear with the names of 61 domestic Indian banks: choose yours.

The next step is to sign in to your bank account. Once inside, you will notice that the chosen amount of the deposit and the transfer destination will have already been filled in.

All you have to do now is click submit and wait to receive a one-time password (OTP) via text message.

As soon as your bank accepts the payment, the money will be credited to your player account, allowing you to start gambling. It is worth noting that online casinos normally process deposits within 30 minutes.

Withdrawals made with UPI Net Banking in Online Casinos

If you have previously deposited funds in the casino with UPI, you should also be able to use it to withdraw your winnings.

To do this, log in to your casino account and choose UPI as a withdrawal option. You will then have to introduce your bank details, including the name of the financial institution, its branch´s address, the account number, and the 11-digit IFSC code, as well as the amount of money you wish to withdraw.

The casino operator will then review your withdrawal request and, once it is processed, the money should reach your bank account within three business days.

Remember that most casinos set transaction limits and charge withdrawal fees, so we suggest you become familiar with their terms and conditions.

Final thoughts

UPI offers players a fast, secure, and convenient way of directly depositing and withdrawing money from their bank accounts into a casino through their mobile devices without the need to share sensitive information online.

Although this cuts out intermediaries from the transaction process, it also entails the risk of your transfers appearing on your bank statement.

Moreover, this payment method has been tailor-made for the Indian market, so it is widely used and supported by many gaming sites in the country.

One inconvenience is that some fees may apply, but these are very low, considering the speed and quality of the service.

UPI Net Banking FAQ

UPI was designed exclusively for India, so, logically, its base currency has to be the rupee.

However, you can make transactions in foreign currencies, such as dollars or euros, but the amount will be converted automatically in exchange for a fee, which the bank sets.

To find out the monetary exchange rates, you will have to check your bank's internal policies.

Compared to other similar payment methods, UPI offers relatively low fees, sometimes charging ₹0.50 per transaction or none at all. Sometimes it does not even charge anything, but this depends on the service and bank you are using.

Nevertheless, casino operators may apply additional charges, especially for withdrawals, so make sure to read their terms and conditions before initiating a transaction.

Deposits made through UPI are usually processed within 30 minutes, while receiving money from the casino may take longer (up to three business days), as the operator will first have to verify the withdrawal request.

Although it is a nascent payment system, most Indian gambling sites accept UPI for both deposits and withdrawals.

In this guide, you can find a list of the best UPI online casinos, along with a comprehensive review of each recommendation, detailing its most relevant aspects, such as its games, bonuses, general conditions, and much more.

The minimum and maximum limits applicable to transactions vary according to the online casino, although most will allow you to make transfers starting at ₹800 and ending at ₹400,000.

If a casino accepts UPI as a payment method and offers bonuses to Indian gamblers, then, logically, it will also allow you to claim them.

Remember that these bonifications are subject to various terms and conditions, which include wagering requirements.

If you wish to learn more, you can find a list of popular bonuses on our page for Indian online casinos.

Yes! Besides eliminating the need to disclose personal information each time you transfer money, UPI secures all transactions with end-to-end encryption, adding an extra layer of security.

Overall, it is a safe, convenient, and cheap method of making payments to online casinos.


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